Author Archives: jweil

Tip income can’t necessarily be garnished in New Jersey

I have to admit, I picked this case for this post mainly because of its cool name, Big M, Inc. t/a Annie Sez v. Texas Roadhouse Holding, LLC. But it also has something interesting to say about debt collection. The New Jersey Supreme Court decided ...

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Utility bills in bankruptcy

So you got behind on your utility bills and you are going to file for bankruptcy? The past-due debt to the utility company just gets discharged in your Chapter 7 and there's nothing more to worry about, right? Well...not necessarily. You might have to worry a ...

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Using credit reports in bankruptcy

If you are considering a bankruptcy filing but you are concerned because you don't remember which credit card companies you owe and/or exactly how much you owe them all, what do you do? First, don't worry. Remember - most, if not all, of your debts are on ...

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Variable income and the Chapter 7 means test

How those with variable income can pass the Chapter 7 means test.

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Debt settlement isn’t usually the best option

Why you should educate yourself about bankruptcy as an option before going the debt settlement route.

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Could you sue? List it in your bankruptcy papers.

You should always list potential claims, or potential lawsuits, that you have against someone else along with all of your other assets, because the law considers them to be assets and if you don’t list them, you could lose them forever.

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Got real estate? Tell your bankruptcy attorney ASAP.

The first step to take when you are contemplating bankruptcy and you own some real estate.

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Credit scores: Not all that and a bag of chips

Without a doubt, one of the most frequent questions I get is about credit scores. The question is always some version of: Will a bankruptcy ruin my credit score forever? Americans have an unhealthy obsession with bad credit, as though a credit score were an indicator of self worth. This obsession ...

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Will I be able to keep anything when I file for bankruptcy?

Can you keep your property through a Chapter 7 bankruptcy? The short answer to this question is: Maybe. It depends on your situation. This is what something called "exemptions" are for. The way I explain it to clients is this: When you file for bankruptcy, something called ...

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Fourteen things you can do to kick-start the New Jersey bankruptcy process

A handy list of things you will need to start your bankruptcy case in New Jersey.

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201-676-0722
Call this number to speak with Jennifer Weil, a bankruptcy lawyer in Hoboken, New Jersey.