Category Archives: automatic stay

Stopping the foreclosure of your home through bankruptcy

Both Chapter 7 and Chapter 13 can help you save your home. Which one is better for YOU?

The automatic stay is a powerful tool

Don’t take for granted the extraordinariness of bankruptcy’s automatic stay.

When the automatic stay doesn’t apply

In VERY RARE circumstances, ALL of your creditors can pursue you even if you file bankruptcy. Here is how to avoid those rare but dangerous circumstances.

When a bankruptcy filing does NOT stop collection actions

Your bankruptcy filing can stop all your creditors’ collection actions against you. Or can it?
Isn’t a bankruptcy filing supposed to stop all your creditors’ collection efforts against you and your property? Yes, and in fact in many cases a bankruptcy filing does exactly that. Stopping collection efforts is a benefit of [...]

How to get your creditors to stop harrassing you

Image by ladybeames via Flickr

One way to get your creditors to stop harassing you is by filing for bankruptcy. But how does filing for bankruptcy stop creditor calls and letters? Through something called the “automatic stay”.
The automatic stay in bankruptcy can be a powerful benefit for debtors who feel that they are being [...]