Category Archives: Bankruptcy Help

Avoid using credit cards at the holidays before bankruptcy

Paying for the holidays with credit cards, even at a relatively modest amount, can mean that you will have to pay back those purchases if you file a bankruptcy.

“If Only I’d Gone to See My Bankruptcy Attorney Sooner . . . “

These are the words I hate to hear from a new client.

Don’t pay “special” creditors before filing bankruptcy

One of the worst ways to hurt one of your creditors is by being nice to him, her, or it.

How long does bankruptcy take?

People often ask how long the entire bankruptcy process will take. Most people just want to get their bankruptcy over with so that they can move on with their lives, free of their burdensome, bad debts.
But what many people don’t realize is that so much of the timeline depends on them – how long it […]

Writing Off Income Taxes Forever through Bankruptcy

What income taxes can a Chapter 7 bankruptcy completely write off?

Taxes and bankruptcy – debunking a myth

No wonder people think “bankruptcy can’t help me with my tax debt.”

“Automatic” Protection from Your Creditors

Many bankruptcy attorney ads say: “Stop garnishments.” “Stop foreclosures.” “Stop repossessions.” So bankruptcy stops all those bad things. But is it as good as it sounds? How does it really work?

THE Goal of Bankruptcy: Discharge of Your Debts

Most–but not all–debts are written off, or “discharged,” in a bankruptcy case. Is there a simple way to know what will and what will not be discharged?

Are student loans dischargeable in bankruptcy? 2 case studies

In the past, I have mentioned the difficulty of getting student loans discharged in bankruptcy.  But I have yet to discuss why it is so difficult to get a bankruptcy court to discharge student loans.  In this post, I’ll examine the process through a recent case from Maryland where student loans were actually discharged in […]

Can you keep all of your stuff in bankruptcy?

You want to know: “Can I really keep everything I own if I file bankruptcy?”