Anyone considering filing bankruptcy should be aware that court filing fees are increasing on Nov. 1, 2011. While it is not a large fee increase for filing a Chapter 7 or a 13, it is notable for being the first increase in a long time. A disclosure form containing general information about the different chapters [...]
Bankruptcy helps both sides of your balance sheet.
Both Chapter 7 and Chapter 13 can help you save your home. Which one is better for YOU?
Well, do you? You may have already thrown it away, without even thinking of it that way. The money I’m referring to here would be what you have (or had) socked away in your IRA or 401(k) account. You might be thinking about cashing out that account in order to pay your [...]
So you got behind on your utility bills and you are going to file for bankruptcy? The past-due debt to the utility company just gets discharged in your Chapter 7 and there’s nothing more to worry about, right?
Well…not necessarily. You might have to worry a bit more about your utilities, especially if you [...]
If you are considering a bankruptcy filing but you are concerned because you don’t remember which credit card companies you owe and/or exactly how much you owe them all, what do you do?
First, don’t worry. Remember – most, if not all, of your debts are on file somewhere – in your consumer credit reports. [...]
How those with variable income can pass the Chapter 7 means test.
The first step to take when you are contemplating bankruptcy and you own some real estate.
Can you keep your property through a Chapter 7 bankruptcy? The short answer to this question is: Maybe. It depends on your situation.
This is what something called “exemptions” are for. The way I explain it to clients is this: When you file for bankruptcy, something called the “bankruptcy estate” is [...]
A handy list of things you will need to start your bankruptcy case in New Jersey.
