Category Archives: credit report

Using credit reports in bankruptcy

If you are considering a bankruptcy filing but you are concerned because you don't remember which credit card companies you owe and/or exactly how much you owe them all, what do you do? First, don't worry. Remember - most, if not all, of your debts are on ...

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How long does a bankruptcy stay on your credit report?

Bankruptcy filers who would like to rebuild their credit are justifiably concerned about how long a bankruptcy can appear on their credit report. The answer is that bankruptcy information can stay on your report for 10 years. Most other types of negative information can be reported for 7 years. Usually, a Chapter 7 stays on a ...

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