Tag Archive: Bankruptcy

Using credit reports in bankruptcy

If you are considering a bankruptcy filing but you are concerned because you don't remember which credit card companies you owe and/or exactly how much you owe them all, what do you do? First, don't worry. Remember - most, if not all, of your debts are on ...

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Variable income and the Chapter 7 means test

How those with variable income can pass the Chapter 7 means test.

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Debt settlement isn’t usually the best option

Why you should educate yourself about bankruptcy as an option before going the debt settlement route.

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Credit scores: Not all that and a bag of chips

Without a doubt, one of the most frequent questions I get is about credit scores. The question is always some version of: Will a bankruptcy ruin my credit score forever? Americans have an unhealthy obsession with bad credit, as though a credit score were an indicator of self worth. This obsession ...

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Will I be able to keep anything when I file for bankruptcy?

Can you keep your property through a Chapter 7 bankruptcy? The short answer to this question is: Maybe. It depends on your situation. This is what something called "exemptions" are for. The way I explain it to clients is this: When you file for bankruptcy, something called ...

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How to get your creditors to stop harrassing you

Image by ladybeames via FlickrOne way to get your creditors to stop harassing you is by filing for bankruptcy. But how does filing for bankruptcy stop creditor calls and letters? Through something called the ...

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How to choose which debts to list in your bankruptcy papers

Image by mollyjolly via FlickrWhich debts should you put in the bankruptcy and which ones should you leave out? Answer: You are required to list all ...

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How to recognize an abusive bankruptcy filing

Image by BulaPhotography via FlickrWhat is an abusive bankruptcy filing? When does a bankruptcy court consider a debtor's Chapter 7 filing to be an abuse of the bankruptcy process? A bankruptcy court ...

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How I work with clients

Image via WikipediaHow do I work with clients on consumer bankruptcy cases? I like to take a personalized approach. It depends on the client. Some people like ...

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Would you like to repay Aunt Sally before filing bankruptcy? Read this first.

Image via WikipediaThe whole issue of whether you should repay someone to whom you owe money before you actually file for Chapter 7 bankruptcy ...

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nj bankruptcy lawyer
Call 201-676-0722 for a free consultation with bankruptcy lawyer Jennifer Weil.