Tag Archive: credit

Tip income can’t necessarily be garnished in New Jersey

I have to admit, I picked this case for this post mainly because of its cool name, Big M, Inc. t/a Annie Sez v. Texas Roadhouse Holding, LLC. But it also has something interesting to say about debt collection. The New Jersey Supreme Court decided ...

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Debt settlement isn’t usually the best option

Why you should educate yourself about bankruptcy as an option before going the debt settlement route.

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Credit scores: Not all that and a bag of chips

Without a doubt, one of the most frequent questions I get is about credit scores. The question is always some version of: Will a bankruptcy ruin my credit score forever? Americans have an unhealthy obsession with bad credit, as though a credit score were an indicator of self worth. This obsession ...

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