Tag Archive: creditors

Avoid using credit cards at the holidays before bankruptcy

Paying for the holidays with credit cards, even at a relatively modest amount, can mean that you will have to pay back those purchases if you file a bankruptcy.

Don’t pay “special” creditors before filing bankruptcy

One of the worst ways to hurt one of your creditors is by being nice to him, her, or it.

I owe a debt and got sued . . . What now?!?!

Getting a lawsuit filed against you by a creditor starts a very fast-ticking alarm clock. Don’t hit the snooze button on this one.

What’s involved with discharging my debts under chapter 7?

The point of filing bankruptcy is to get relief from your debts. So, when and how DO those debts get “discharged”–legally written off–in a regular Chapter 7 bankruptcy?

How to stop using your credit card for holiday gift-giving

Especially if you’re thinking about filing bankruptcy, resist the urge to rack up a big credit card bill for Christmas and other holiday gifts.

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